NEXIM - CREDIT RISK POLICY

The Bank'S Credit Risk Policy is a framework designed to manage and mitigate the credit risk associated with lending and financing activities. The primary purpose of the policy is to ensure that NEXIM Bank's credit decisions are consistent, well-informed, and strategically aligned with its risk tolerance and regulatory requirements.

Course Trailer

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Instructor

NEXIM BANK

Interactive video

35  Videos

Modules

23 Modules

Certificate awards

Certificate of completion
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More about the course

Given NEXIM’s focus on financing and promoting Nigerian exports, the policy is structured to support export-oriented businesses while safeguarding the bank's assets.

Learning Outcome

  • By providing a clear framework, the policy helps NEXIM minimize losses from defaults and better manage its credit portfolio.

  • With standardized credit evaluation and risk assessment criteria, NEXIM can make more consistent and informed lending decisions.
  • The policy ensures that NEXIM meets regulatory requirements, reducing legal risks and promoting sustainable operations.
  • A well-defined risk policy reassures investors and stakeholders that NEXIM maintains prudent risk management practices.

Course contents

Meet the instructor

NEXIM BANK

The Nigerian Export-Import Bank (NEXIM) was established by Act 38 of 1991 as an Export Credit Agency (ECA). It also provides short term guarantees for loans granted by Nigerian Banks to exporters as well as credit insurance against political and commercial risks in the event of non-payment by foreign buyers.

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